United Kingdom Take-Home Pay Calculator (2026/27)United Kingdom tax: key insights
- Tax year & currency
- 2026/27 · GBP
- Supported coverage
- England, Wales & Northern Ireland
- Scotland needs a different income-tax schedule
- This model covers England, Wales and Northern Ireland for 2026/27, not Scottish income-tax bands.
- The personal allowance can disappear
- The standard £12,570 allowance falls by £1 for every £2 of income above £100,000 and reaches zero at £125,140 in this simplified scenario.
- National Insurance is separate
- Category A annualized NI is 8% between £12,570 and £50,270 and 2% above £50,270. Individual payroll periods can produce different deductions.
- A tax year is not a calendar year
- The 2026/27 UK tax year runs from 6 April 2026 to 5 April 2027. Match an offer or payslip to the relevant tax year.
- Pensions and student loans can change the balance
- The estimate excludes pension choices, student loans and benefits. Those amounts may reduce the salary you actually receive.
Worked salary example
£75,000 annual gross · England, Wales & Northern Ireland · 2026/27. This illustration is checked against the calculator in an automated numeric test; it is not an independently reviewed tax return.
- Annual gross
- £75,000.00
- Modeled income tax
- £17,432.00
- Employee contributions
- £3,510.60
- Other levies
- £0.00
- Balance after modeled deductions
- £54,057.40
Personalized deductions outside the stated model are excluded. Monthly payroll withholding can differ.
United Kingdom salary & tax FAQs
Sources & accuracy notes
Global Tax Calculator editorial · Content checked against the current model on 7 November 2026. Source publication dates and legal effective dates are separate. No licensed professional review is claimed.
Tax residence, additional jobs, benefits and personal reliefs can change your liability. Consult a qualified adviser for decisions that depend on your actual tax position.