Methodology & sources

Kuwait · 2026

Non-GCC expatriate · ordinary cash employment

Indian citizen, non-GCC expatriate employee age 30. Employment salary only; no business income or benefits. This is NOT a citizen/GCC-national calculator.

No employee pension/social insurance is due for this scenario. Employer-paid charges are not deducted from take-home pay.

Oman · 2026

Non-GCC expatriate · ordinary cash employment

Indian citizen, non-GCC expatriate employee age 30. Employment salary only; no business income or benefits. This is NOT a citizen/GCC-national calculator.

No employee pension/social insurance is due for this scenario. Employer-paid charges are not deducted from take-home pay.

Oman personal income tax starts 1 January 2028, not in 2026.

Qatar · 2026

Non-GCC expatriate · ordinary cash employment

Indian citizen, non-GCC expatriate employee age 30. Employment salary only; no business income or benefits. This is NOT a citizen/GCC-national calculator.

No employee pension/social insurance is due for this scenario. Employer-paid charges are not deducted from take-home pay.

Saudi Arabia · 2026

Non-GCC expatriate · ordinary cash employment

Indian citizen, non-GCC expatriate employee age 30. Employment salary only; no business income or benefits. This is NOT a citizen/GCC-national calculator.

No employee pension/social insurance is due for this scenario. Employer-paid charges are not deducted from take-home pay.

United Arab Emirates · 2026

Non-GCC expatriate · basic salary · includes ILOE

Indian citizen, non-GCC expatriate employee age 30. Employment salary only; no business income or benefits. This is NOT a citizen/GCC-national calculator.

No employee pension/social insurance is due for this scenario. Employer-paid charges are not deducted from take-home pay.

All input is basic salary. Mandatory ILOE unemployment insurance is AED 63 annually including VAT when monthly basic salary is at most AED 16,000, otherwise AED 126. Shown as other levies. It may be paid directly rather than withheld.

Ordinary covered employee, not an investor-owner, domestic helper, temporary-contract employee or pension-entitled retiree.

Fiji · 2026

Fiji citizen · resident · compulsory FNPF

Age 30, ordinary resident employee, no benefits or deductions. FNPF employee contribution is 8% of wages and does not reduce the ordinary salary tax base.

Social Responsibility Tax was removed from 1 January 2024; the current resident rate schedule is used. Employer contribution changes do not alter the 8% employee deduction.

New Zealand · 2026/27

Resident · temporary work visa · no KiwiSaver · above NZ$70,000

1 April 2026–31 March 2027. Resident employee on a temporary work visa, ineligible for KiwiSaver. No voluntary savings deductions.

ACC earners levy is 1.75% including GST, capped at NZ$156,641 liable earnings. Annual levy rounded to cents.

Positive annual salaries must exceed NZ$70,000: the independent earner tax credit and other low-income credits are not modeled. No dependants, other income, loans or benefits.

Papua New Guinea · 2026

PNG citizen · resident · compulsory superannuation

Age 30 PNG citizen, ordinary basic salary only, covered employer with at least 15 employees, employed throughout the year. No overtime, bonuses or commissions.

Employee superannuation is 6% of basic pay after tax; it does not reduce taxable salary. No dependent rebates, expense rebates or withholding variation claimed.

Hungary · 2026

Single resident · age 30 · no special relief

Twelve equal monthly ordinary salary payments. Positive annual salary must be at least HUF 4,478,400, clearing the guaranteed minimum salary.

Income tax 15% and employee social insurance 18.5% of gross. Contributions are not deducted from the income-tax base. No family, maternal, first-marriage or disability relief.

Estonia · 2026

Resident · funded pension pillar II at 2%

Age 30 participating in pillar II at the 2% election, with twelve equal monthly salary payments. A 4%/6% election or no participation is not modeled. Supported annual gross starts at €18,000; this is a scenario guard, not the statutory minimum wage.

Employee unemployment 1.6% and pillar II 2%, deductible before income tax. Annual allowance €8,400 without income taper. Income tax 22%. Proposed salary security tax was not imposed. Employer social tax is not an employee deduction.

Latvia · 2026

Resident · €9,360–€105,300 annual gross

Age 30 ordinary employee with payroll tax booklet, twelve equal monthly payments. Gross €9,360–€105,300 only; low-pay minimum contribution and above-cap solidarity-tax settlement are not modeled.

Employee NSIC 10.5%, deductible. Fixed allowance €6,600 annually; income tax 25.5% to €105,300 taxable income, then 33%. No other income or dependants.

Czech Republic · 2026

Ordinary resident employee · annual assessment

Age 30 ordinary employment; annual gross at least CZK268,800. DPP/DPČ and other special insurance statuses excluded. Twelve equal monthly pay periods, no additional credits.

Basic non-refundable annual tax credit CZK30,840. Employee social 7.1% capped at CZK2,350,416; employee health 4.5% uncapped. Income tax uses gross, not gross less insurance. Payroll rounding is not modeled.

Norway · 2026

Mainland resident · ordinary taxation · no northern relief

Single age 30 ordinary mainland resident employee, no northern-zone relief, no special non-resident PAYE regime, benefits, deductions or other income.

General income tax 22% after personal allowance NOK114,540 and standard employment deduction capped at NOK95,700. Bracket tax calculated separately on gross. Employee national insurance 7.6%, limited to 25% of gross above NOK99,650, not income-tax deductible.

Poland · 2026

One resident employment contract · no PPK · PLN60,000+ annually

Age 30 single ordinary resident, full year with one local employment contract, no PPK, special relief, benefits, other income or optional deductions.

Employee pension/disability 11.26% capped at PLN282,600, sickness 2.45% uncapped. Health 9% of gross less these social contributions, not income-tax deductible.

Positive annual gross must be at least PLN60,000; low-pay monthly health reductions under Article 83 are not modeled. PLN3,000 standard employment expense deduction. Income tax 12% to PLN120,000 taxable, 32% above; PLN3,600 non-refundable credit incorporates the tax-free amount.

Bahamas · 2026

Resident · monthly pay · two 2026 NI ceilings

Age 30 single resident ordinary private-sector employee, no dependants, benefits, other income or optional deduction claims.

Twelve equal monthly ordinary cash salaries; excludes statutory additional salaries, special bonuses and partial-year employment. Annual planning estimate, not prescribed payroll withholding.

Employee NI is 4.65% with monthly ceiling BSD3,510 January–June and BSD3,597 July–December. Monthly average is not the actual deduction in either half year. No income tax.

Barbados · 2026

Resident · above BBD50,000 · monthly NIS

Age 30 single resident ordinary private-sector employee, no dependants, benefits, other income or optional deduction claims.

Twelve equal monthly ordinary cash salaries; excludes statutory additional salaries, special bonuses and partial-year employment. Annual planning estimate, not prescribed payroll withholding.

BBD25,000 allowance; 11.5% tax on the next BBD50,000 then 27.5%. Employee NIS 11% capped at BBD5,360 monthly plus uncapped resilience fund 0.25%. NIS not deducted from taxable salary.

Only annual gross above BBD50,000 is offered to avoid unverified low-income refundable-credit eligibility.

Costa Rica · 2026

Monthly salary tax · gross at least CRC918,000/month

Age 30 single resident ordinary private-sector employee, no dependants, benefits, other income or optional deduction claims.

Twelve equal monthly ordinary cash salaries; excludes statutory additional salaries, special bonuses and partial-year employment. Annual planning estimate, not prescribed payroll withholding.

Monthly salary tax calculated on gross, not gross less contributions. Employee health 5.5%, IVM pension 4.33% and Banco Popular 1% = 10.83%. No spouse/child credits.

Annual gross at least CRC11,016,000; minimum insurance bases at lower wages are not modeled.

Guatemala · 2026

Resident · IGSS · ordinary salary only

Age 30 single resident ordinary private-sector employee, no dependants, benefits, other income or optional deduction claims.

Twelve equal monthly ordinary cash salaries; excludes statutory additional salaries, special bonuses and partial-year employment. Annual planning estimate, not prescribed payroll withholding.

Employee IGSS 4.83% uncapped; IGSS plus GTQ48,000 standard deduction reduce taxable income. 5% to GTQ300,000 taxable, then 7%. No additional VAT-supported deduction.

Jamaica · 2026

Resident · calendar 2026 annual assessment

Age 30 single resident ordinary private-sector employee, no dependants, benefits, other income or optional deduction claims.

Twelve equal monthly ordinary cash salaries; excludes statutory additional salaries, special bonuses and partial-year employment. Annual planning estimate, not prescribed payroll withholding.

NIS 3% up to JMD5 million, deductible from tax base. NHT 2% gross and education tax 2.25% of gross less NIS are not PIT deductible.

Annual tax-free threshold JMD1,876,614 includes the April change. 25% on chargeable income above that threshold up to JMD6 million, then 30%. No approved pension contributions.

Nicaragua · 2026

Resident · INSS Integral · above NIO40,000/month

Age 30 single resident ordinary private-sector employee, no dependants, benefits, other income or optional deduction claims.

Twelve equal monthly ordinary cash salaries; excludes statutory additional salaries, special bonuses and partial-year employment. Annual planning estimate, not prescribed payroll withholding.

Employee INSS Integral regime 7% uncapped and deductible before tax. Twelve equal monthly payments at least NIO40,000; low-wage minimum-base cases and other INSS regimes excluded. No optional education/health/professional service deductions. Additional exempt salaries excluded.

Panama · 2026

Resident · ordinary salary · no thirteenth pay

Age 30 single resident ordinary private-sector employee, no dependants, benefits, other income or optional deduction claims.

Twelve equal monthly ordinary cash salaries; excludes statutory additional salaries, special bonuses and partial-year employment. Annual planning estimate, not prescribed payroll withholding.

Employee social security 9.75% plus educational insurance 1.25%, uncapped. Neither is automatically subtracted from taxable ordinary salary. Zero-rate tax band USD11,000, 15% to USD50,000, then 25%.

Medical, mortgage, education and retirement deductions are not claimed. Thirteenth-month salary has different contribution treatment and is excluded.

Peru · 2026

Resident · ONP 13% affiliation · ordinary pay

Age 30 single resident ordinary private-sector employee, no dependants, benefits, other income or optional deduction claims.

Twelve equal monthly ordinary cash salaries; excludes statutory additional salaries, special bonuses and partial-year employment. Annual planning estimate, not prescribed payroll withholding.

ONP affiliation required: employee pension 13% uncapped, not deducted from income-tax base. AFP funds have different commissions and are not modeled.

2026 UIT PEN5,500; 7 UIT standard employment deduction = PEN38,500. No additional qualifying 3 UIT claims. Gross input is ordinary taxable and pensionable pay only, not statutory bonuses.

Kenya · 2026

Resident · equal monthly basic pay · NSSF/SHIF/housing

Single resident employee age 30, cash basic salary only, no dependants, benefits, mortgage or additional pension. Annual gross must be at least KES130,920 to avoid unmodeled minimum SHIF rules.

January NSSF ceiling KES72,000 monthly; February–December ceiling KES108,000. Employee NSSF 6%, SHIF 2.75% and housing levy 1.5%, all deducted before PAYE. Housing appears under other levies.

Personal relief KES28,800. Each month is calculated with its applicable NSSF ceiling; displayed monthly net is the annual average, not a January or February payslip.

South Africa · 2026/27

SARS 2027 tax year · under 65 · UIF · no pension/medical

Exact period 1 March 2026–28 February 2027. Single resident age 30, UIF-covered ordinary employee, twelve equal monthly payments. No retirement-fund contributions, medical scheme, benefits or other deductions/credits.

Primary annual rebate ZAR17,820. Employee UIF 1% capped at ZAR17,712 remuneration per month; UIF does not reduce taxable salary. Employer charges excluded.

Tunisia · 2026

Single resident · private-sector CNSS

Single resident age 30, ordinary cash salary, no dependants or special expatriate regime. Employee CNSS 9.68% includes the unemployment contribution.

Taxable pay is gross less social contributions and 10% of the remainder, with expense deduction capped TND2,000 annually. Social solidarity levy 0.5% of taxable salary applies above TND5,000; no levy at or below that threshold.

Thailand · 2026

Resident · Section 33 employee · THB17,500+/month

Single resident age 30 ordinary Section 33 employee with twelve equal monthly wages; annual gross at least THB210,000 avoids unverified low-wage contribution bases.

Employee social insurance 5% capped THB875 monthly. Taxable salary subtracts actual social insurance, 50% employment expense capped THB100,000 annually, and THB60,000 personal allowance. No other relief.

Kazakhstan · 2026

Resident citizen · covered pension/medical · basic deduction

Age 30 resident Kazakhstan citizen ordinary covered employee, one employer, twelve full equal monthly pay periods. No disability, special exemption or other income; gross at least KZT85,000 per month.

Employee pension 10% capped KZT4,250,000 monthly base; medical 2% capped KZT1,700,000 monthly base. Both tax-deductible. Basic deduction 30 MCI per month, 360 MCI = KZT1,557,000 annually.

PIT 10% to annual taxable KZT36,762,500 (8,500 MCI), then 15% on excess. Employer contributions excluded.

Azerbaijan · 2026

Private non-oil/non-government · AZN8,000+/month

Resident ordinary private non-oil/non-gas non-government employee, twelve equal monthly gross payments at least AZN8,000; special petroleum agreements and exemptions excluded.

PIT is on gross, not gross less employee insurance. 2026 marginal monthly bands 3% to AZN2,500; 10% to AZN8,000; 14% above. Low-wage exemption is outside supported range.

Employee social insurance AZN6 plus 10% above monthly AZN200, unemployment 0.5%, medical 2% of first AZN2,500 plus 0.5% excess, uncapped under this scenario.

Armenia · 2026

Citizen · age 30 · funded pension · above AMD1,125,000/month

Armenian citizen age 30 ordinary employee subject to mandatory funded pension and health, twelve equal monthly wages strictly above AMD1,125,000. Lower-band boundaries are not modeled.

Income tax 20% of gross. Employee pension AMD87,500 and health AMD10,800 per month; military stamp duty AMD15,000 monthly shown under other levies. Contributions not deducted before income tax.

Cyprus · 2026

Single resident · equal monthly pay · SI and GHS

Single age 30 ordinary resident employee with twelve equal monthly pay periods, no other income, benefits or optional/new personal deduction claims.

Employee social insurance 8.8% capped €5,742 monthly; GHS 2.65% capped €180,000 annually across applicable income. Contributions deducted before tax, subject to aggregate 1/5 gross restriction (not reached in this simple profile).

Uses the enacted 2026 €22,000 tax-free threshold. No expatriate employment exemption, family, housing or other deduction eligibility assumed.

Lithuania · 2026

Resident · €36,000–€60,000 gross · no extra pension

Single resident employee age 30, no disability, dependants, other income or additional pension accumulation. Twelve equal monthly payments between €3,000 and €5,000.

Within this range ordinary NPD is zero and neither contribution nor income-tax boundaries are reached. PIT 20% of gross and employee insurance 19.5%, not deductible from PIT base. The range is deliberately limited; national thresholds are not approximated.

Ecuador · 2026

Resident · private-sector IESS · zero personal expense claims

Age 30 ordinary private-sector resident employee, twelve equal ordinary monthly payments, no benefits, other income or special deductions. Explicitly zero eligible personal expenses; expense tax rebate is zero. Excludes exempt décimos and other special payments.

Employee IESS 9.45% deducted before income tax. Uses official SRI fixed-base 2026 tax table (rounded statutory base amounts are preserved).

El Salvador · 2026

Resident · annual Article 37 liability · AFP/ISSS

Age 30 ordinary resident employee, twelve equal monthly wages, no additional deductions, benefits or other income. Excludes special bonus and exempt additional salary treatment.

Employee AFP 7.25% and ISSS 3% capped USD30 monthly are deducted before income tax. Uses the revised annual Article 37 fixed-base table, not twelve times monthly withholding.

Monthly withholding and June/December reconciliation can differ from this annual liability; positive annual ordinary salary must be at least USD12,000 to avoid low-pay contribution and table transitions.

Dominican Republic · 2026

Resident · equal monthly pay · Jan/Feb contribution caps

Single age 30 ordinary resident employee with twelve equal monthly pay periods, no dependent-health surcharges, benefits, deductions or other income. Christmas salary and exceptional payments excluded.

Employee pension 2.87%: January base cap RD$433,496; February–December RD$464,460. Health 3.04%: January cap RD$216,748; thereafter RD$232,230. These contributions are deducted before ISR.

Uses DGII published fixed annual tax bases RD$31,216 and RD$79,776; monthly tax is annualized from each month’s taxable salary. Small fixed-base rounding differences are preserved.

Singapore · 2026 income / YA2027

Tax-resident foreign work-pass holder · age 30 · no CPF

Calendar-year 2026 ordinary cash employment income, assessed in YA2027. Age 30, non-disabled, Singapore tax resident throughout the supported period, neither a citizen nor a permanent resident. No benefits, other income, dependants, donations, other reliefs or carried-forward tax credits.

Uses the published resident schedule applicable from YA2024 onwards and automatic earned income relief of SGD1,000, limited to employment income. Foreign employees who are neither citizens nor permanent residents do not pay compulsory CPF; SDL is employer-paid, not an employee deduction.

Current published rules reviewed 7 November 2026. No YA2027 general rebate has been published in the cited IRAS rebate guidance; past YA2024/YA2025 rebates are not applied. A later YA2027 announcement may change final liability. Monthly net is an annual average, not payroll withholding.

Romania · 2026

Ordinary resident employee · RON10,000+/month

Age 30+, ordinary resident taxable employment under normal working conditions, twelve equal monthly cash wages at least RON10,000, no dependent schoolchildren, exempt status, benefits, union dues or elective deductions. This high-pay scenario is outside basic personal deduction and temporary minimum-wage exemption eligibility.

Employee CAS 25% and CASS 10% of uncapped gross salary. PIT 10% after these mandatory contributions. Whole-leu payslip rounding is not modeled.

Moldova · 2026

General-regime resident · MDL50,000+/month

Ordinary resident general-regime employment, twelve equal monthly cash wages at least MDL50,000. No IT-park or independent-entrepreneur regime, enhanced, spousal or dependant exemptions, benefits or optional deductions. Salary stays safely above personal-allowance eligibility after medical contributions.

Employee mandatory medical insurance 9% of gross is deductible before 12% PIT. Social insurance is employer-paid, not an additional employee deduction.

North Macedonia · 2026

Ordinary full-time resident · MKD50,000+/month

Ordinary full-time resident employee, twelve equal monthly cash wages at least MKD50,000; no increased-service or special occupation, benefits, other income or optional deductions. Contribution floor MKD34,570 is below the supported range.

Monthly contribution ceiling MKD1,106,256; allowance MKD10,932. January–June pension/health/injury/unemployment rates 18.8%/7.5%/0.5%/1.2%; July–December 19.9%/7.5%/0.5%/0.1%. Both total 28%. PIT 10% after contributions and allowance. Per-component payslip rounding is not modeled.

Ireland · 2026

Age 21 · Class A · no pension · €24,000–€75,000

Single full-year resident ordinary non-director PAYE employee, age 21 throughout 2026, Class A, one job, no benefits, other income, medical card, extra credits or pension contributions. Not voluntarily enrolled in MyFutureFund; age 21 is outside automatic enrolment. Twelve equal monthly payments, annual gross €24,000–€75,000.

PIT 20% to €44,000 then 40%, less €2,000 personal and €2,000 employee credits. Employee PRSI 4.2% January–September and 4.35% October–December. Supported pay avoids low-pay PRSI credit. USC 0.5% to €12,012, 2% to €28,700, 3% to €70,044, 8% thereafter, shown as other levies. No PRSI/USC tax deduction.

Botswana · 2026/27

Resident · no occupational pension · annual assessment

1 July 2026–30 June 2027. Ordinary private-sector resident employee with no occupational pension or benefit-fund participation and no contracted employee insurance recovery. Cash salary only, no benefits, other income or optional deductions. Employees required to contribute to a fund are outside this scenario.

Uses BURS annual resident schedule from tax year 2026/27, including the new 27.5% band above BWP400,000. No mandatory national employee social contribution for this profile. Annual liability estimate, not exact table-based monthly withholding; monthly net is annual average.

Ethiopia · 2026

Ethiopian national · basic salary · private pension

Ethiopian national age 30 in pension-covered private employment throughout January–December 2026, twelve equal basic salary payments for ordinary hours. No benefits, bonuses, other income, medical insurance premiums or additional contracted employee recoveries.

Schedule A amended monthly bands have applied since 8 July 2025: nil to ETB2,000, then 15%/20%/25%/30%/35% at ETB4,000/7,000/10,000/14,000. Employee pension 7% of uncapped basic salary is deducted from cash, not the salary-tax base. Employer pension 11% is excluded. Annual figures aggregate twelve monthly liabilities.

Hong Kong · 2026/27

Single resident · continuing MPF · HKD30,000+/month

1 April 2026–31 March 2027. Single resident age 30 in employment continuing from before the assessment year, fully enrolled in MPF, twelve equal monthly cash wages at least HKD30,000. No contribution holiday, dependants, benefits, overseas services, voluntary contributions or other deductions. Annual liability, not a combined final-plus-provisional bill.

Employee MPF HKD1,500 monthly, deductible before salaries tax. Basic allowance HKD145,000. Tax is the lower of progressive tax after allowance and standard tax before allowance: 15% to HKD5m, 16% thereafter. The HKD3,000 tax reduction applies to 2025/26, not this period.

Algeria · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

The CID art. 104 text and the JORADP were not read directly. The formulas were verified by reproducing two published numeric examples.

Rounding: practice is often to round taxable income down to the nearest 10 DZD. This was not confirmed for 2026. Upgrowth rounds to the dinar.

No ONS 2026 average wage was confirmed, so the example amount is illustrative.

The CNAS base exclusions (which allowances are outside the base) need a payroll-item mapping. The calculator assumes all gross is in the base.

Brazil · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Regular monthly withholding only. Annual displays project twelve regular salaries; 13th salary, DIRPF reconciliation and annual minimum-tax assessment are excluded.

**IRPFM:** the details (R$ 600k / 1.2M, 10% on dividends above R$ 50k/month) come from Lei 15.270 but were not checked against the text this session.

Whether the monthly reduction applies to the 13th-salary exclusive withholding was not confirmed.

The INSS table was confirmed from PwC, not the Portaria itself.

Bulgaria · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

The component split (6.58 / 2.2 / 1.4 / 0.4 / 3.2) is consistent with PwC's 10.58% SS + 3.2% health. No official NOI or NRA page or 2026 budget law was reached; the search budget ran out.

The late-adopted 2026 budget (base €2,300 from 1 Aug) could not be checked for any rate changes. PwC still shows 13.78% in total.

Mexico · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Thirty-day ordinary monthly payroll using the explicitly supplied rounded factor 1.0493. Annual benefit payments and December assessment are excluded.

Subsidio amount: IDC prints MXN 536.22, but 15.02% × 3,566.22 = 535.65. The calculator uses the formula.

The SBC integration factor varies with employer benefits (extra aguinaldo days, food vouchers, etc.). The default 1.0493 is the legal minimum.

The rule that the employer pays the employee IMSS quota for minimum-wage workers (LSS art. 36) comes from the statute and was not re-fetched in this pass.

The annual ISR adjustment (Art. 97) may change December withholding. It is not modelled.

Philippines · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Regular monthly withholding; default 13th-month benefits within PHP 90,000 are exempt. Annual displays exclude the bonus payment and year-end tax reconciliation.

The official SSS schedule PDF (sss.gov.ph) was not fetched. The MSC bracket edges (5,250 / 34,750) follow the 2025 schedule.

PwC phrases the PhilHealth minimum as "PHP 500", which is the total premium at the 10,000 floor. The employee share is ₱250.

The 13th-month cap of ₱90,000 is unchanged per available sources. Bills to raise it were not confirmed as enacted.

Serbia · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Monthly salary withholding only. Additional self-assessed tax on 2026 income cannot be calculated until its parameters are published in 2027.

I could not fetch the max base (732,820) from the Ministry of Finance / Sl. glasnik directly. The figure is consistent with 5 × 146,564.

Annual-tax parameters for 2026 income are not yet published, so the 2025-income figures above are the latest confirmed.

Ukraine · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Military levy is temporary (until martial-law end + reform); watch for changes. Servicemembers' pay has separate levy treatment — not modelled.

ESV employer cap figure (15 × 8,647) derived arithmetically, not read from an official 2026 table.

Uzbekistan · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

INPS carve-out mechanism confirmed via professional sources citing the MinEconFin regulation, not the regulation text itself.

Minimum wage UZS 1,271,000 (from 1 Aug 2025); a 2026 increase not confirmed (not needed for calculation).

Watch for the proposed progressive PIT (not enacted as of Nov 2026).

Albania · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

PwC's deductions page says social and health contributions are "deductible". The Mercans calculator, the countrytaxcalc annual example (ALL 2.4m gross gives ≈ ALL 1.881m net) and the exact monthly/annual reconciliation all tax **gross**. The deduction likely applies only to annual filing in some readings. The calculator uses gross, pending the text of Law 29/2023.

The 50,001–60,000 band has a deliberate cliff: at 50,001 the tax is about 1,950. This mirrors the annual allowance tiers.

Whether the ALL 50,000 floor also applies to the health base for full-time employees was not confirmed. It only matters below minimum wage.

Multiple jobs: the second employer withholds without allowances, so the annual DIVA reconciliation produces extra tax. This is not modelled.

Iceland · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Monthly payroll withholding at 14.94% municipal withholding. Annual broadcasting and Senior Citizens’ Fund assessment charges are excluded.

No Skatturinn (official) page was retrieved; the search budget ran out. All rates come from PwC.

**Municipal rates:** the per-municipality 2026 rates (e.g., Reykjavík) and the stated maximum of 14.94% need checking against Skatturinn's municipal list. Some sources cite a 14.97% maximum.

Union dues and the union sick/holiday-fund deductions depend on the collective agreement and are not statutory.

Sweden · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Annual Stockholm assessment averaged monthly, under 66, adult, non-church-member, annual gross at least SEK 466,496. Pension charge is offset; not a monthly tax-table payslip.

The church fee varies by parish. Only the 2026 national average (1.05%) is confirmed, so a complete product needs the parish list.

The SKV 433 summary shows a small inconsistency at the 2.72 PBB grundavdrag boundary (the slope formula gives about 45,525 against 45,600). Check this against the statute in SFS/IL 63 kap.

Monthly withholding uses whole-percent tables and annualises the top of each income bracket, so monthly results differ slightly from the annual formula. Checking against the published table for the rounded rate is recommended.

The ≥66 jobbskatteavdrag formula was not extracted.

Dominica · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

DSS 2026 rate notice is an image not readable here; 6.75% employee / 8.00% employer (14.75%) is from the DSS contributions page and differs from FAQ's 14.25% (2024) — confirm 2026 split and whether ceiling 7,000 changed.

Social security deductibility inferred (not listed as allowance in IRD calculator); confirm.

Morocco · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Family charges: sources conflict between MAD 500/person/yr (max 6 → 3,000; Humantal, consistent with LF 2025) and MAD 600/person (max 3,600; Upsilon). One source also cites 30 MAD/month with up to 8 persons. Confirm against CGI art. 74 / DGI before enabling dependants.

One secondary source still shows the pre-2023 frais-pro rule (20%, cap 30,000). It is superseded. PwC confirms the 25% / 35,000 rule.

CIMR rates are plan-specific. No default is given.

Pensions from basic schemes became 100% exempt from 1 Jan 2026. This affects pensioners only.

Rwanda · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

PwC does not label the PAYE bands as monthly. Monthly is the standard RRA reading of Law 027/2022 but was not confirmed on rra.gov.rw (search budget exhausted).

Whether the pension base excludes transport allowance is not confirmed.

The RSSB medical scheme rate (7.5%/7.5% of basic) is from prior knowledge and not verified for 2026, so it is an optional input defaulting to off.

The non-deductibility of employee pension for PAYE is not confirmed in the primary law.

Sri Lanka · 2026/27

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Only the 2025/26 IRD tables are published. Continuity into 2026/27 is assumed.

The bands above ₨150,000 rely on the 1 Apr 2025 amendment, not re-verified this session.

The EPF base exclusions (e.g. overtime) need confirming.

Tanzania · 2026/27

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

**No primary source was reached:** TRA and ZRB both block automated access. Confirm with TRA (Income Tax Act Cap. 332, 1st Schedule) and the Finance Act 2026.

**Zanzibar PAYE bands and ZSSF rates were not retrieved.** The Zanzibar option is blocked until confirmed.

The NHIF scope under the Universal Health Insurance Act 2023 for private employees, and its rates, were not confirmed.

The non-resident 15% rate was not re-verified this session.

Monaco · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Non-French resident, October–December 2026 only. January–September CAR/CMRC figures are absent; no annual-total claim is made.

Ceilings and rates for Jan–Sep 2026 (before the 1 Oct 2026 update) for CAR, CCSS and CMRC were not retrieved. Only the Oct 2026 values and the 1 Jan 2026 unemployment values are confirmed.

CMRC split: CLEISS appears to quote 10.02% + 2.15% (tranche A), while the Caisses Sociales give 7.87% + 2.15% = 10.02%. The calculator uses the Caisses Sociales figures (employee 40%).

No "AMRR" scheme was found in Monaco sources. Complementary pension has been CMRC since 1 Jan 2024 (replacing AGIRC-ARRCO), and unemployment follows UNEDIC.

France-resident commuters: the French income tax treatment and any CSG/CRDS exposure are not covered here.

Chile · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

December 2026 UTM (72,802) appeared on SII page on 7 Nov; verify before use.

AFP commissions can change; SP page shows "current" rates (AFP Uno 0.46% since 1 Oct 2025).

Seguro de cesantía split (0.6% / 0% / >11 years) taken from standing law (Ley 19.728), not re-fetched this session.

Gratificación legal and non-imponible allowances (colación, movilización) not modelled.

Colombia · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

SMMLV decree 0159/2026 is transitional pending Consejo de Estado nullity case.

FSP bands from Law 797/2003 (not re-fetched); pension reform (Law 2381/2024) changes from April 2027 — out of scope for 2026.

Procedure 2 (semiannual fixed %) not modelled.

Namibia · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Bracket relief "over two financial years" was announced 26 Feb 2026. The Income Tax Amendment Bill was due in Parliament around Q2–Q3 2026. Enactment and new figures were not confirmed (the search budget ran out before this could be re-checked). Re-check NamRA.

SSC deductibility: per Mercans (secondary), SSC is not deductible. There is no deduction for it in ITA s.17 lists. Not confirmed from NamRA.

Vietnam · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

Primary texts (Law 109/2025, Decree 253/2026) not fetched directly; all PIT figures consistent across Crowe/PwC/LuatVietnam.

Reference-level cap of 50.6m from 1 Jul 2026 is from news reports; confirm with VSS.

Foreigners' UI exemption under the Employment Law 2025 per secondary source only.

Zimbabwe · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

2026 Finance Act tables (USD and especially ZWG) not confirmed; ZIMRA's latest published tables are 2025 — using them as best available.

NSSA insurable ceiling (USD 700) and ZWG equivalent not confirmed from NSSA (site blocked).

2026 bonus exemption threshold not found (USD 400 latest, 2024).

Mixed-currency apportionment and ZWG/USD rate (ZIMRA quarterly average-rate files) need a rate input.

Web search budget was exhausted during this country; further verification needs a follow-up session.

Confirm the applicable tax period and effective dates using authoritative sources.

Include every mandatory employee deduction applicable to the supported scenario.

Collect or explicitly confirm required personal, regional and insurance details.

Implement allowances, credits, limits and rounding without invented defaults.

Test independently derived salary examples and boundary cases.

Enable a country only for the scenarios actually supported, not for all residents automatically.

Bolivia · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

**ANS rates:** the Gestora leaflet still shows 1% / 5% / 10%. PwC and boliviaimpuestos show 1.15% / 5.74% / 11.48% under Ley 1582. Confirm with the Gestora. Searching was cut off before this could be verified.

**SMN credit labelling:** sources describe it either as 13% of 1 SMN after a 2 SMN deduction, or as 13% of 2 SMN after a 1 SMN deduction. Both give a threshold of 3 SMN. This uses the SIN's own example.

Rounding (forms use whole Bs) and how UFV indexation of carried-forward balances works are not modelled.

Slovakia · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

The monthly NČZD taper formula is not quoted from § 35 in any fetched source. It is derived as the monthly analogue of the annual formula. Some calculators instead apply the full 497.23 or none above 2,173.59; the year-end settlement corrects either way.

Rounding of contributions is unconfirmed (Sociálna poisťovňa traditionally rounds each premium up to the cent).

Podnikajte mentions a low-income health assessment-base deduction (up to €380 for wages ≤ €570). Not modelled.

Côte d’Ivoire · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

No official DGI/CNPS page fetched; CNPS rates/ceiling are CLEISS 2025 data — confirm unchanged for 2026 and any SMIG change (75,000 since 1 Jan 2023).

Whether the 6.3% CNPS is deducted before ITS: not stated by sources; payroll practice is gross-based ITS — confirm.

Exempt allowances (e.g. transport allowance) not modelled.

Croatia · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

2026 maximum monthly contribution base (11,958) only from a secondary source; verify against the Ministry order (Naredba).

Youth relief (≤25 100%, 26–30 50%) from standing law, not re-fetched this session.

Full 2026 municipal rate table (XLSX on Porezna uprava) could not be downloaded; only Zagreb and the 13 changed units confirmed.

Web search budget was exhausted during this country; later items relied on fetched pages only.

Egypt · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

No ETA (official) source was retrieved. The rates rest on PwC, Morison and Andersen, which agree with each other.

The exact band limits inside each high-income tier come from Deloitte's Law 175/2023 grid, re-based to the Law 7/2024 thresholds. The tiers are confirmed by Morison; the exact boundaries should be checked against the ETA tables.

UHI: it is unconfirmed whether the employee's 1% replaces the sickness part of the 11% SI or is charged on top. The list of live governorates in 2026 (phase 2 is expanding to Minya and others) is also unconfirmed.

Whether the Martyrs Fund is deductible is unconfirmed.

Finland · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

**Helsinki rates:** the 5.30% municipal rate comes from a hel.fi headline and the Helsinki church rate of about 1.00% is inferred from a top marginal rate of 49.9%. Neither was read from vero.fi's 2026 municipal table. A full municipality and parish table is needed for the dropdown.

**Medical-care contribution:** Ilmarinen shows 1.20%, but vero.fi shows 1.10%. 1.10% is used here, and it matches ETK's combined 1.98%.

**Holiday bonus:** the common collective-agreement holiday bonus (lomaraha, about 50% of a month's pay) is excluded.

Malta · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

SSC deductibility: no source checked states it explicitly. PwC lists no SSC deduction, and the Malta tax tables are applied to gross emoluments, so the model treats SSC as **not deductible**.

Statutory bonuses (twice-yearly statutory bonus and income supplement, paid March/June/September/December) are taxable and could be added to gross. Their 2026 amounts were not verified.

Monthly SSC depends on the number of Mondays in the pay month (53-week years exist), which is common payroll practice but not confirmed by an official source here. The calculator can use the 52/12 average.

The 2025 single bands were not re-verified, so the size of the Budget 2026 change is not quantified.

Spain · 2026

Supported researched salary scenario · monthly payroll unless stated

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

The Madrid and Catalonia scales, Madrid's raised regional mínimo (€6,105 reported), the withholding thresholds (límites excluyentes) and the 43% withholding cap were not re-verified for 2026.

Whether the 2025 SMI-earner deduction continues into 2026 is unknown.

PwC shows the minimum base as €1,424.40; check against the 2026 SMI.

Andorra · 2026

Supported researched salary scenario · monthly payroll unless stated

Annual liability divided by twelve, not exact payroll withholding. Research explicitly assumes no CASS ceiling; this is unconfirmed.

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

**Withholding mechanics:** art. 51 leaves the withholding percentage to regulation, and the reglament was not read. The calculator uses annual liability / 12. Actual payroll withholding may differ, with the difference settled in the annual 300 return.

**CASS ceiling:** no maximum base was found in the CASS law or in secondary sources. The calculator assumes no ceiling. This needs CASS confirmation.

The exact art. 46 bonus wording (whether it is computed on the quota attributable to employment income when other income exists) needs a check for mixed-income users.

The 2026 minimum wage figure is inconsistent across secondary sources (Decree 8/2026: €1,525.33/month as reported). It only matters for the CASS floor.

Antigua and Barbuda · 2026

Supported researched salary scenario · monthly payroll unless stated

Uses the research-selected 7% employee social share, not the competing 6.5% source. Levy uses the research-selected excess-only upper band.

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

**Social security split:** Deloitte and Teamed give employee 7% / employer 9%. Expanship gives 6.5% / 9.5%. Both total 16%. The Social Security Board leaflet was not read directly. The calculator uses 7%.

No social security increase was found for 2026. The phased increases ended with the 1 Jan 2025 step, but this needs Board confirmation.

**Education levy:** both the 2.5% and 5% bands come from the 1994 Act as applied by the Board. Whether the 5% applies only to the excess over 5,000 (assumed here) should be checked with the Board of Education's calculator. The government signalled a levy expansion in June 2026, but no enacted change was found.

MBS for ages 60–69: the employee rate is 2.5% in both sources. The employer share is 0% (Teamed) vs 2.5% (Expanship), which does not affect net pay.

Public sector employee rate: 6% in Expanship. The public split was not otherwise confirmed.

Bahrain · 2026

Supported researched salary scenario · monthly payroll unless stated

Gross must be SIO wage (basic plus regular allowances). Research-selected total-wage base and no minimum are unconfirmed; private sector only.

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

The SIO site and the Social Insurance Law amendments were not read. The 8% Bahraini employee total is confirmed by both Big-4 sources. The 7% + 1% split is not confirmed. The employer rate conflicts (15% vs 18%) but does not affect net pay.

The expatriate unemployment base (whether it is basic only or basic + fixed allowances) and any minimum base were not confirmed. The calculator assumes total fixed monthly pay, capped at 4,000.

Any 2024–2028 phase-in of the **employee** share was not found. Both sources show a fixed 8%.

The web search budget ran out, so no official SIO page was found.

Zambia · 2026

Supported researched salary scenario · monthly payroll unless stated

Uses the research-selected NAPSA deductibility assumption. The yes/no field compares assumptions and cannot confirm which legal treatment applies. NHIMA uses declared basic pay.

Only supplied input choices with complete calculation rules are supported; other choices are refused, never silently ignored.

ZRA primary confirmation of 2026 bands and of whether/how much employee NAPSA reduces PAYE (a statutory monthly limit may apply) — search budget exhausted before verification.

NHIMA base (basic vs gross) conflicting in secondary sources.

United States · 2026

Single filer · federal only

Single resident employee using the $16,100 standard deduction. No state or local income tax, credits, itemized deductions or special deductions.

Social Security: 6.2% up to $184,500. Medicare: 1.45%, plus 0.9% above $200,000.

United Kingdom · 2026/27

England, Wales & Northern Ireland

Resident employee, standard tax code. Personal allowance £12,570, tapered above £100,000. Scotland is not included.

NI uses annualized category A thresholds. Actual pay-period deductions can differ. Student loans, pensions and benefits are excluded.

Germany · 2026

Single · statutory insurance · no church tax

At least €24,000 annual gross, twelve equal monthly payments; mini-jobs and transition-zone contribution reductions are not supported. Approximate annual assessment: €1,230 employee expense allowance; deductible pension, 96% of health premiums and care contributions. No other deductions. Payroll withholding can differ.

Uses average health supplement 2.9%, childless age 23+, outside Saxony. Includes solidarity surcharge. Private insurance, church tax, low-wage relief and family assessment excluded.

Canada · 2026

Federal only · outside Quebec

Federal income tax only: provincial/territorial tax is NOT included, so actual take-home will generally be lower. Quebec is not supported.

Includes federal basic personal and employment credits, base CPP/EI credits, and enhanced CPP deductions. No other deductions or credits.

Australia · 2026/27

Resident · standard Medicare levy estimate

Income year 1 July 2026–30 June 2027. Full-year ordinary resident employee, no SAPTO eligibility, Medicare exemption or family-income levy reduction. Gross is taxable cash employment income. Resident income tax includes the low-income tax offset where applicable.

Standard 2% Medicare levy only for income above A$50,000. Below that, Medicare reductions are not modeled and no complete result is offered. HELP, levy surcharge and other offsets excluded. Employer super is not deducted.

Verification still pending

43 countries still need complete source evidence or additional required inputs. Missing taxes or contributions are never substituted with zero.